ABOUT US

INDEPENDENT BROKERAGE

We’re an independent brokerage that focuses on analytics and education. Having an actuary as a founder helps us stand out as an analytical leader, helping to increase efficiency and better utilize today’s insurance products. We impartially analyze numerous product options and apply proprietary actuarial tools to personalize solutions for financial professionals looking to better help their clients.

ACTUARY BASED

Actuarial science is about managing risk. While nothing is foolproof, applying actuarial techniques to retirement and annuity designs can provide an extra layer of scrutiny and consideration, and widen the scope to review your client’s options. With one of our founders being an actuary, it allows us to apply this approach to every case we handle.

NO COST

We don’t cut into your commissions or fees, our services are free to both advisors and your clients.  Instead we are paid directly by insurance companies. Because we work with over 20 different companies we can stay objective and impartial while focusing on finding the statistically optimal product for your client’s specific profile and needs.

WHAT WE DO

Core has years of experience in a variety of services, these are our main areas of focus.

EDUCATION

Work one-on-one with someone who understands insurance products inside and out: our actuary.

PRODUCT ANALYSIS

Feel like you always need to ask, “What aren’t you telling me?” Not here.

CASE DESIGN

Industry-wide analysis to enhance your client’s value.

IN-FORCE ANALYSIS

How often do you review existing clients’ annuities, life, or LTC? We do the legwork.

ON-GOING SUPPORT

We’ve developed the tools to provide annual support on renewal. Like yours, our work doesn’t stop at the point of sale.

MARKETING

We work with some of the industry’s top advisors and are built to share their ideas and experience.

LEADERSHIP

  • Chris Foley

    Chris Foley

    Business Management

  • Tim Foley

    Tim Foley

    Sales

  • Dan Slater

    Dan Slater

    Actuary

  • Jeremy Bickler

    Jeremy Bickler

    Life Brokerage

PRODUCT LINES WE WORK WITH

Core has years of experience within these main product areas.

ANNUITIES

We focus on finding solutions that increase the intrinsic value to your clients rather than focusing on product features and marketing hype.

LIFE INSURANCE

We provide solutions in both the term and permanent insurance market utilizing both fixed and indexed products. Whether you are shopping for price or looking for a designed strategy we can bring a personalized solution to the table.

LONG TERM CARE

We are here to help you navigate the market of traditional LTC, life insurance with LTC riders, and asset-backed care solutions. LTC is an important part of financial risk management and can be extremely valuable when done properly 

Take Us For a No Cost or Obligation Test Drive!

 CONTACT US

CORE FOR FINANCIAL PROFESSIONALS

What we do for you.

WE DO THE WORK

Leverage our knowledge of evaluating risk to recommend an annuity strategy based on your client’s profile that takes into consideration where they are now and where they want to be at retirement and beyond.

LEARN WITH OUR ACTUARY

Actuarial science is about managing risk. While nothing is foolproof, applying actuarial techniques to retirement and annuity designs can provide an extra layer of scrutiny and consideration, and widen the scope to review your client’s options. While working with Core, you’re given access to our in-house actuary who knows the inner workings of the industry’s leading companies.

WE DO THE MATH

Cut through the clutter of sales pitches and special offers with our personalized case design and review. Use the power of math and statistics to formulate retirement strategies for use with your clients.

WE HAVE THE TOOLS

By working with Core, you have access to a number of proprietary tools that help analyze the risk-versus-reward decision-making process of selecting an annuity. We want to help you make a more informed decision when it comes to comparing products and strategies.

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HOW CORE WORKS WITH YOU

 A timeline of how Core typically works with advisors.

1. INITIAL EDUCATION

Join our actuary for a one-on-one education session that will help you better understand how to optimize the value of insurance products. We’re here to help you look under the hood and understand the inner workings of various insurance products.  You won’t have to constantly ask “What’s the rest of the story?” 

2. THE TEST DRIVE

Reach out for a no cost or obligation test drive with us. Whether you’re seeking a second opinion, analyzing an in-force policy, or seeking options for a new a client, we’d love the opportunity to showcase our ideas and analysis.

3. GETTING STARTED

Once we find a fit, we’ll provide you with a single set of appointment forms that will enable you to get contracted with multiple insurance companies. This allows you to remain independent and reduce future paperwork.

4. BUSINESS SUPPORT

We take your business seriously, whether it’s confirming that you have had the proper training, completing the correct forms, analyzing the suitability properly, or simply filling in the right blanks; our process ensures your business flows as smoothly as possible.

Call Today For a Free Case Analysis

 CONTACT US

THE CORE APPROACH

What we focus on.

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ACTUARIAL SCIENCE & ANALYTICS

One of our founding partners is an actuary so it’s natural that we would take an actuarial and mathematic approach to case design. By taking this approach we’re able to cut through the hype and marketing around a product and analyze it objectively. We focus on the core offerings of a product and how it measures up mathematically to other solutions around the industry. Because of this approach, we operate on a data driven decision-making process that gives you an unbiased picture of your client’s product options giving you an edge over your competition.

EDUCATION

You’ve heard the proverb: “give a man a fish, he eats for a day; teach a man to fish, you feed him for a lifetime.” We help you learn the why, not just the what, when it comes to your clients’ optimal approach. There’s no better source to learn from than someone who has spent years designing these products for insurance companies, our actuary. Grow as a financial professional with Core.

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INDEPENDENCE & TRANSPARENCY

Core is proud to be independent and unbiased. We’re not selling you a product, we’re designing you a solution. We work directly for you. This allows us the freedom to impartially search and analyze product offerings available from over twenty different carriers on your behalf and no one else’s. This also allows us to be transparent with you on a product’s strengths and shortcomings, giving you the whole picture.

THE CLIENT COMES FIRST

We don’t answer to insurance companies or sales quotas, we answer to you.  Instead of focusing on the quantity of our relationships, we focus on the quality of our relationships. When you work with Core, you have an advocate in an increasingly complex industry that puts focus on you and your clients.

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CORE ADVANTAGES

Core isn’t your typical independent brokerage. Here’s why.

ACTUARY BASED

Meaning we use statistics and math, not sales tactics and hype.

ANALYTICS FOCUSED

Core impartially analyzes product options and applies proprietary actuarial tools to personalize each client’s solution, leading to a solution that provides optimal value.

PROPRIETARY TOOLS

Core utilizes proprietary actuarial tools to aid in both the understanding and the usage of today’s insurance products.

PERSONALIZATION

We provide ultimate personalization for every client. Based on your client’s unique profile we impartially analyze and select the best options to enhance their value.

FULLY RESPONSIVE

You won’t receive a voicemail here; when one phone rings, they ALL ring. We focus on the quality of our relationships, not the quantity.

RESEARCH BASED

With an ever-changing industry landscape, our research focus allows us a nimble and strategic response to changes.

CORE BY THE NUMBERS

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FANTASY FOOTBALL TRANSACTIONS
EXCEL CELLS USED
ILLUSTRATIONS RUN
  • FEELINGS AND FINANCIAL DECISIONS

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    THE 4.4% SAFE WITHDRAWAL RATE

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    MISUNDERSTANDING LIFE EXPECTANCY Dan Slater e have heard the saying many times there are two things certain in life: death and taxes. Why is it then, when it comes to such certainty, that the […]

  • INTRODUCING CORE CONCEPTS

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    ore Concepts is a series of foundational building blocks to understand the dynamics of annuities in retirement income planning. Often there is an oversimplification on the critical components that make the income planning world […]

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GET IN TOUCH WITH US

You won’t sit on hold or talk to a computer. When one of our phones ring, they all ring. Don’t hesitate to give us a call, email, or smoke signal for whatever reason. We’re happily nestled in St. Louis Park, MN near Minneapolis.

OUR OFFICE

P 800.541.7713

E info@coreincome.com

F 763.592.7988

600 Highway 169 South, Suite 1425

St. Louis Park, MN 55426