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LIAM's Life Insurance Lab!

Explore Core’s life insurance process, grab helpful client resources, and meet the team behind it all.

Life Insurance Solutions We Offer

We offer three key life insurance solutions to help your clients meet their specific goals, whether it’s providing essential protection, building a lasting legacy, or accumulating wealth over time.

Discover the right path for your clients:

Term

Term insurance is temporary life insurance that will payout a death benefit upon the insured's death, as long as premium payments are made. It is the most inexpensive type of life insurance available.

Legacy / DB Guarantees

These life insurance solutions are focused on providing a specific death benefit to protect a financial legacy, regardless of cash value. These solutions guarantee a certain payout to the beneficiaries.

Accumulation / IULs

These life insurance solutions are designed to build up cash value over time in addition to providing a death benefit. They combine life insurance protection with an investing component.

Resources to Help Your Clients

Your client wants life insurance... what happens next?

1.
Fact Finding
Jump on a no-pressure intro call to share your goals, challenges, and client needs.
2.
Picking an Insurance
Using the facts and internal tools, we pick the right insurance type and carriers for the client.
3.
Underwriting

Is the client healthy?

  • Pre-underwriting questionnaire

  • Accelerating underwriting for healthy clients

  • Informal process for larger cases

4.
Submission

Scrub the policy and submit.

5.
Annual Review & Follow-up

Review policy annually for any lapse and make sure beneficiaries are up to date.

Popular Products*

We work with over 20 life insurance carriers!

Symetra SwiftTerm

Symetra SwiftTerm is a term-life insurance policy that is available online and can be applied for by individuals and families, aged 20-60. It is designed to be affordable, with coverage costing around the price of a tank of gas, with coverage of up to $5 million, and can be applied for in 10, 15, 20, or 30 year terms.

The Process:

  1. Completing the Application
  2. Accepting the offer and paying online
  3. Coverage starting immediately

Average turnaround time for coverage:
  • Instant coverage: 18 minutes
  • Accelerated underwriting: 24–72 hour
  • Full underwriting: 30 days

*Product/carrier recommendations are based on individual clients cases

Your Core Life Team

Contact our team anytime at lifesales@coreincome.com

Here to support you in every way:

  • Tracking medical records

  • Running illustrations and generating case designs

  • Walk through the application process

  • Check on policy status

  • Review pre-existing policies to see if there’s a better fit for your clients

  • Answer all life-related questions

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